Guo Shiliang: P2P Stock Allocation Crazy

In recent months, the scale of the two A share market has continued to soar.

Up to now, the two melting scale of the two cities has reached 950 billion yuan.

However, at the end of last year, the scale of the two financial institutions was no more than 3400 billion.

At the end of the first half of this year, there was only a little more than 4000 billion.

In view of the sustained growth in the scale of the two financial markets, the risk of market plus leverage is also gradually exposed.

At this point, the regulatory authorities are about to open a routine inspection action against margin trading.

It is reported that the inspection will involve 40 brokerages.

At the same time, regulatory authorities will investigate violations involving financing and other acts.

As a matter of fact, for most securities companies, the two financial businesses they carry out basically meet the relevant requirements.

At the same time, because of the strict supervision of the stock exchange in advance, in and after the event.

Therefore, the inspection action will not affect most of the securities companies.

However, margin trading is a big cake for brokers.

And margin trading has gradually become one of the main sources of income sources for securities firms.

In this regard, in the current strong market, we do not rule out a very small number of brokers in order to achieve the purpose of attracting funds and upgrading the volume of two financial businesses.

It is worth mentioning that in the two stock market continues to be hot, P2P stock allocation phenomenon has also been gradually concerned.

In recent months, the phenomenon of P2P stock allocation has increased significantly, and its scale of development has also seen a multiplier growth.

At the same time, as the stock market continues to boom, investors are also actively investing in stocks on the P2P platform.

Therefore, many P2P platforms are gradually involved in the field of stock allocation, in order to get a share.

For investors, the stock market continues to show a crazy rise in the stock market is the background of their capital allocation.

At the same time, investors in the P2P platform for stock allocation, not only can enjoy far lower than the broker's access threshold, and the overall audit procedure is relatively loose.

According to the analysis of the P2P platform that has already started the stock allocation operation, the entry threshold is basically under 10 thousand yuan.

There are also some platforms with a threshold of less than 2000 yuan.

In contrast, the requirements for margin trading are relatively strict. For the entry threshold, the initial period was 500 thousand yuan. Later, some brokerages gradually lowered the threshold to 300 thousand, and even dropped to about 100 thousand.

In addition, on the P2P platform.

It can save and avoid complicated auditing process.

Obviously, under the relatively loose audit process and low entry threshold, ordinary investors are also inclined to try the stock allocation operation on the P2P platform.

Accompanied by high risk.

Obviously, in the process of the stock market going up continuously, the stock market accumulating profit margin is too large, which will inevitably lead to the risk of market profit taking.

For investors with financing, once the stock market has inflection point, it is easy to expand losses and even burst positions.

P2P stock allocation is essentially free.

Outside.

At the same time, the regulatory regulation of the P2P industry has not yet been promulgated. At the same time, the hot stock market has directly encouraged the P2P platform to participate in the operation of stock allocation.

It is undeniable that blindly increasing leverage is a potential risk for investors.

At the same time, investors make use of the P2P platform for stock allocation, raising the leverage behavior, in essence, further enhance their operational risk.