Alibaba Investment Map Analysis: Finance, Big Data, O2O

< p > "others laugh at me too insane. I laugh at others."

This is the classic line in Stephen Chow's movie Tang Bohu's autumn fragrance.

Today, this line is suitable for Alibaba group.

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< p > April 8th, the market made a direct response to the "a href=" http://sjfzxm.com/news/index_s.asp "Ma Yun < /a > acquisition of Hang Seng electronics.

As the new Ma Yun stock, Hang Seng electronics resumed its trading license as a direct reply, and ended up at 23.62 yuan / share, or 10.01%.

And the industry expects that, "a href=" http://sjfzxm.com/news/index_s.asp "A" A "/a", the market will touch Ma Yun, Alibaba concept stocks will go straight to the skies, Hengsheng electronics as authentic Ma Yun shares are regarded as at least 20% gains can be expected.

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< p > just to make the market somewhat unexpected, the long rumored a href= "http://sjfzxm.com/news/index_s.asp" > Alibaba < /a > acquisition of Hang Seng electronics finally ended with the other company of Ma Yun, another Zhejiang company, Rong Xin, buying Hang Seng electronics.

However, this is still seen as another expansion of Alibaba's financial sector.

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< p > recently, Alibaba has invested heavily, and has become increasingly enchanting. What is the logic behind its expansion? Gu Jianbing, director of public relations of Alibaba group, told the twenty-first Century economic report: "our investment is aimed at better improving the ecological circle of Alibaba."

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< p >, what is the latitude of the construction of this ecological circle? Where is the boundary of the huge Alibaba group expansion? < /p >

< p > no doubt, finance, big data and O2O have become the key to understand the investment map of Alibaba group.

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< p > < strong > Internet Financial Development: /strong > < /p >

The core of Alibaba group P is undoubtedly finance.

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< p > April 2nd evening, Hang Seng Electronics announced that its controlling shareholder, Hang Seng group, will sell 100% stake to Ma Rong's Zhejiang trust, which sells for 3 billion 299 million.

The announcement also stated that apart from the chairman of the board of directors of Alibaba group, there is no relationship between Zhejiang Rongxin and Alibaba group.

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< p > however, the fact is that Zhejiang's fusion letter is closely related to Ali's finance, or can be said to be one.

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< p > twenty-first Century economic news reporter survey found that Ali financial website value-added telecom business license number is Zhejiang B2-2012114, the company name column reads "Zhejiang Rongxin Network Technology Co., Ltd.".

At the same time, on several large recruitment websites, the introduction of Zhejiang financial letter also wrote the word "Ali finance".

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< p > < strong > in Hangzhou industrial and commercial bureau's business data, Zhejiang Rongxin < /strong > /p >

< p > in addition to Ma Yun and vice president of Alibaba group Xie Shihuang, another heavyweight figure, Xiao Ming, head of the small loan company of Ali, is also a trust manager in Zhejiang.

Hu Xiaoming has been pferred to the chief risk officer of Ali small micro financial services group.

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Under the leadership of Hu Xiaoming, with the help of the Internet, Ali's small loan made quite good results: in 2013, the loan was increased by 100 billion yuan in P.

By the middle of February 2014, more than 170 billion yuan had been put in loans, and more than 70 small and micro enterprises were serving. The balance of household loans was not more than 40 thousand yuan, and the bad rate was less than 1%.

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< p > 2013, Alibaba small loan business also launched asset securitization business with Orient Securities Asset Management Co., Ltd.

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< p > the balance treasure that caused the chaos in the banking industry is also regarded as the credit of the small and micro financial services group of Ali.

In June 2013, the balance treasure line.

In April 3rd, Alipay's financial services Information Co., Ltd., a subsidiary of Alipay, was formally established and plans to introduce more regular financial products similar to that of the balance treasure.

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< p > in the A share market, many listed companies also hope to catch the fast train of Ali finance.

Minsheng Bank and Ali set up a direct bank; CITIC Bank and Ali launched the network credit card, or the only supervision bank and trusteeship Bank of the balance treasure; China Ping An and Ali cooperate with Zhong'an insurance.

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< p > < strong > behind Ali cloud data support < /strong > /p >

< p > taking Hang Seng electronics is not only a closed loop of Ali small and micro financial services group, but the deep cooperation between Hang Seng electronics and Ali cloud will also open a new door for big data analysis.

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< p > November 27, 2013, Ali cloud announced the launch of financial cloud services in the face of financial institutions. On the same day, Pan Yi, director of Hang Seng electronic technology team, was present.

Pan Yi said that Heng Sheng Electronics has put a lot of business on the Ali cloud, and will put the brokerage business in the cloud in 2015 and 2016.

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< p > on the other hand, the core market share of Hang Seng electronics in fund, securities, insurance (Fang Xinbao) and trust information management field reached 93%, 80%, 90% and 75% respectively, and the market share of securities account system, securities counter system, bank financial management platform, trust core business platform and futures core system reached 57%, 43%, 85%, 41% and 42% respectively.

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< p > a cloud service industry told reporters: "relying on powerful Ali cloud analysis technology, even if we do not get customer data information, we can get valuable analysis data according to user habits and other path analysis."

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< p > at present, Ali cloud has developed professional service categories such as mobile cloud, game cloud, financial cloud, e-commerce cloud and other industries.

In particular, Alipay data with 300 million real users is running on Ali cloud, and the balance treasure is also using the cloud computing function of Ali cloud.

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There are more listed companies in cooperation with ALI cloud in the P A stock market. They are all interested in data construction.

Zhejiang big net new and Ali cloud cooperative cloud system; waveguide shares and Ali cloud OS system cooperation; Neusoft group and Ali cloud signed three years of strategic cooperation agreement.

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< p > < strong > O2O connect /strong below > /p >

In addition to finance and big data, Alibaba group is also trying to move from Internet to network. < p >

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< p > March 31st, Alibaba group announced the 5 billion 370 million Hong Kong Strategic Investment Yintai business group.

The two sides will cooperate in O2O and other fields to promote two-way convergence of the entity business and the Internet economy.

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< p > Zhang Yong, chief operating officer of Alibaba group (micro-blog), said: "the future trend of commerce is electronic, and the real economy and the Internet economy will be based on big data and cloud computing to achieve integration and complementarity."

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Another big entrance to < p > O2O is the map.

In May 2013, Ma bought $28% of High German software for $294 million.

In February 2014, Ali repurchased the remaining shares of Gould software with $1 billion 45 million in cash.

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< p > Alibaba will establish a solid data base for O2O after establishing the largest POI database in China through the High German map.

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