Wuhan Shopping Malls Disable Sweep Code Payment

Recently, the central bank issued an urgent message to suspend the bar code (two-dimensional code) payment and virtual credit card business. Two dimensional code to pay the pause button, what impact on the lives of ordinary people? Reporters yesterday visited, found that fast, tick and other taxi software can still be used normally, but Wuhan Some large shopping malls in Jiangcheng declined the request for payment by reporters. However, due to the limited scale of the use of the two-dimensional code payment, the relevant businesses said that the impact was not large.

　 Taxi software can still be used normally.

Yesterday morning, reporters used a taxi to call a taxi, and use WeChat to successfully pay the fare. According to driver Wu master, recently orders were all normal, not affected by the suspension of two-dimensional code payment.

It is worth noting that on the way, Master Wu took a card with two-dimensional code from the rearview mirror, told reporters that at the same time, he scanned the two-dimensional code with Alipay to pay 8 yuan. After three days, he could get 5 yuan back to cash, and the rest of the taxi fare was paid by taxi software, which means enjoying double benefits. Reporters saw that the card printed on the "Alipay wallet" and "fast taxi" words, then the reporter used Alipay scan code, successfully paid 8 yuan.

Online shopping has not been affected yet. Reporters yesterday log on to Taobao, Yi soon and other websites to place orders for shopping. When paying, they could still use mobile phones to scan the two-dimensional code to complete payment, all supporting Alipay and fortune pay.

Disable sweep code for large shopping malls

As the first department store chain corporation to introduce Alipay wallet in the physical stores, intime Wuhan store also provided "pay in person" mobile payment service last November, supporting cash free consumption.

Yesterday morning, the reporter went to Wuhan century store of Yintai department store to shop. At the time of payment, cashier staff told reporters that because of the recent "network instability", the use of two-dimensional code to pay may appear card situation, in order to avoid causing losses to consumers, two-dimensional code payment is temporarily inconvenient to use. The reporter asked again when it could be resumed. The staff said the specific time was not yet determined.

Reporters then contacted the public relations staff of Yintai department store. According to the staff, the central bank has been concerned about the news, but has not yet received the relevant notice on the adjustment of the two-dimensional code payment business. In addition, because the two-dimensional code "does not use many of its own", "it is not enough to become the mainstream payment method", therefore, even if it is stopped, it will not affect sales.

　　 "Minority" payment platform cold

In addition to Alibaba's Alipay and Tencent's fortune pay, there are still some smaller two-dimensional payment platforms in the market.

Yesterday, reporters in the underground corridor of Optics Valley Lu see, pay software "library paradise" advertising occupies a very prominent position. It is understood that the third party payment software originating from Yintong Tong (Fujian) Network Technology Co., Ltd. currently has 19 cooperative business partners in Wuhan, of which 10 are concentrated in Lu Xiang square. Registered users can bind bank accounts, recharge them, and consume them in cooperative businesses.

However, reporters visited and learned that the library powder has not been sought after in imagination. At the restaurant of Xi Yan, the Hong Kong Restaurant of the year, the string gate, the Guangji health preservation garden and the Huaxia International Film City, the salesmen said that no customer had proposed to use the software. Only 77 of Mr. Huang, a creative cook, said that only two customers had paid for the two-dimensional code from the end of last year. The employees of Xi Yan restaurant say most customers are too troublesome to register.

Yin Yin Tong brand Chen Zhixiang, director of the promotion department, told reporters that the central bank has not yet received the relevant notice of the central bank on the payment of two-dimensional code. For risk control and security protection, Chen Zhixiang told reporters that each transaction will be audited, the merchant will implement the T+1 account, when consumers spend more than 200 yuan in a single consumption, they need real-time verification of mobile phone messages.

　 Two dimensional code payment need to build a sense of identity.

Dong Dengxin, director of the finance and Securities Research Institute of Wuhan University of Science and Technology, believes that the two-dimensional code payment is an innovation and needs two aspects of recognition. First of all, consumers need a cognitive process to understand this payment method and to generate psychological trust and dependence on two-dimensional code payment. Secondly, regulators, such as the central bank, need an acceptance process for this new mode of payment. It takes some time to standardize some existing safety problems.

about QR code In the future of payment, Dong Dengxin believes that after the two-dimensional code payment is officially recognized, the future offline and online payment will be integrated, and it will also help them gain the trust of consumers. Banks should cooperate with them to establish a more perfect and convenient payment system to achieve a win-win situation.