Structured Financial Products Perform Well &Nbsp; More And More Reliable.
Because
Maximum expected rate of return
It is difficult to achieve, and even often appear zero income. All along, structural financial products have given investors an impression that they are "not reliable". However, at present, some banks' structured financial products are becoming more and more reliable.
Structured financial products perform well
Geomancy turns around, and structural financial products, which have been criticized for the past two years, are beginning to feel proud this year.
According to Puyi fortune's latest 2011 Annual Report on bank financing capability, 2011 of the top 5 banks ranked the top 5 banks in terms of financial risk control ability: Hang Seng Bank (China), Bank of Communications (601328, stock bar), China Merchants Bank (600036, stock bar), Bank of China (601988, stock bar), Shanghai Pudong Development Bank (600000 shares).
Among them, Hang Seng Bank ranked first. In 2011, 358 of the 363 products that announced the due rate of return yield realized the expected rate of return, and they were all structured products. In 2011, the Bank of communications announced 1690 products 100% of the due rate of return to achieve the expected rate of return, and the risk control ability bank ranked second.
According to the previous statistics, the banks in 2011 had 19224 financial products expired.
Among the top 10 financial products, the actual annualized yield is between 12% and 16%, most of which are structured financial products.
Two years ago, structured financial products were not so popular.
Negative earnings
Embarrassment has become a major financial problem for investors to complain.
Until last year, although there were many structural financial products last year, there were zero or negative returns, but the products with the highest expected rate of return were still the mainstream.
Structured financial products: high risk and high yield
The revenue of structured financial products is linked to the target and the trend or positioning after a specific period of time. It belongs to the game type product, and the products are mainly linked to exchange rate, interest rate, stock, index, fund, commodity price and so on. The main battlefield is stock and bulk commodities.
The rate of return on such products usually depends on the performance of the linked target.
If the product is judged correctly, investors can get higher profits on the basis of capital preservation.
However, if the error is judged, the minimum income, zero income, or partial warranty may be obtained, of course, according to the prior agreement of the product agreement.
Not all investors are suitable for the purchase of structured financial products. The 10 last year's products ranked on sale and maturity are structured financial products.
Financial planners believe that if you choose
Structured financial products
First, consider whether your risk tolerance is matched with the risk level of the product.
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