Representatives Of The Two Sessions Proposed To Crack Down On The Financing Difficulties Of The Textile Industry.

In his government report, Premier Wen Jiabao proposed to "effectively reduce the financing cost of the real economy" and "guide private financing."

Because of the "financing difficulty" and "expensive financing" caused by tight money, the impact on the textile industry is very prominent. Zhao Linzhong, chairman of the National People's Congress and chairman of the board of directors of Fu run Holdings Limited, admitted that small and micro enterprises still have difficulty obtaining bank credit.

Even if we obtain bank credit financing, the average interest rate of the comprehensive financing cost is as high as 13%~18%, while the private lending rate is even higher.

Many small businesses that adhere to the survival and development of the real economy have only a profit margin of less than 5%.

Therefore, he suggested that the supply of special funds to support the real economy, especially small and micro enterprises, should be implemented as soon as possible.

Through the supply and quality services, the interest rate of loans has dropped sharply and the problem of "financing expensive" has been solved.

At the same time, we should accelerate the pace of financial reform and opening up.

Support for the development of small and medium-sized special financial institutions, such as loan companies, village banks, and small and medium-sized financial institutions.

Sun Yingan, chairman of the National People's Congress and chairman of the Hubei Xiao Mao industrial group, told reporters that the state should support the commercial banks to further increase their credit support to small micro enterprises through differentiated supervision and incentive policies.

In the long run, we should also construct a financial market structure system that is compatible with the market structure of enterprises, especially the establishment and development of a number of small and medium-sized financial institutions.

He believes that under the condition of ensuring basic fund security, banks can formulate simple and flexible operation methods for the imperfect financial management of small and micro enterprises and inadequate land mortgage.

Support for small micro enterprises, regulatory agencies and banks appropriately relax tolerance for small micro enterprises.

Gao Dekang, chairman of the National People's Congress and chairman of Bosideng group, agreed that he could set up a loan business for small micro enterprises.

For example, many financial institutions have launched financial services tailored to small and micro enterprises. In the credit line and deposit loan ratio management, they have implemented a policy of directional tilt and relaxed policy to help small and micro enterprises ease the pressure of capital turnover.

Small loan companies can become a useful supplement to alleviate the financing difficulties of SMEs.

How to promote the pformation of banking industry and better serve the real economy? The answer of Su Shoutang, chairman of the National People's Congress and chairman of Shandong Hua Le Industrial Group Co., Ltd. is "interest rate marketization".

Currently, bank loans

For the recent highly controversial and controversial private financing, many representatives thought that "private lending should be sparse and undesirable".

Under the positive guidance of the government, private financing has full potential to become an important financing channel for the real economy, and plays a positive role in industrial upgrading.

For example, small loan companies can be used to guide and regulate private lending, so that small loan companies become a platform for private lending.

Many local governments are now trying this way.

In addition, we should really break the monopoly and lift the "glass doors" and "spring doors" encountered by private capital in many fields such as energy and medical care, so as to promote the healthy development of private financing.