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Private Enterprises Appeal: Adjust The Way Of Small And Medium Enterprises To Support &Nbsp; Relax Small And Medium-Sized Banks.

2012/3/5 13:38:00 7

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Steady economic growth

We can not ignore the small and medium-sized enterprises that account for 99% of the market players.

How can the CPPCC members from the business community support the new ideas of SMEs? Solve the financing difficulties of SMEs, why do they need to "relax" the small and medium-sized banks?

"Downward pressure on economic growth" and "steady growth" are the hot words at the two sessions.

Steady growth should not overlook 99% of SMEs in the market.

In the two sessions, how did the CPPCC members from the business community put forward new ideas to help SMEs solve the financing difficulties of SMEs? Why should they "relax" the small and medium-sized banks?

From the State Council "

New and old 36

"To the ministries and commissions in accordance with the standards of policy guidance and support for small and medium-sized enterprises according to the standards of scientific and technological innovation and emerging industries, the state never seems to stop its policy assistance to the private economy and small and medium enterprises.

However, Wang Yongzheng, vice chairman of the Tianjin chamber of Commerce and CPPCC member, said that the "sense of identity" is not.

Wang Yongzheng: like our enterprise, it is a very traditional clothing industry. Is it technology or energy saving? Or what type?

But I am the world's most advanced, because the growth of our order is to prove that the enterprise is advanced.

This year, the minimum requirement for our customers is 300% (growth) and order volume.

Wang Yongzheng runs a family.

High-end garment customization enterprises

The products are exported to Europe and America.

He said that many countries in Europe and the United States support small and medium enterprises, usually according to the size and performance of the division.

This approach is relatively fair and worth learning from:

Wang Yongzheng: the state should not set limits on the support of small businesses. What types and types are they supporting the scale? The specific type and advantages will naturally grow.

If the adjustment and support is the new viewpoint put forward by CPPCC members this time.

So how to solve the financing problem of SMEs is a stubborn disease that has not been solved for years.

Liu Yonghao, chairman of the CPPCC Committee and chairman of the new hope group, said he hoped that the state would relax restrictions on banks that support small and micro businesses and use the policy of carrot and stick.

Liu Yonghao: I hope that the state can support loans to the three rural or small and micro enterprises (banks), reduce the deposit reserve ratio, reduce business tax and income tax preferential policies, carrot and stick.

On the one hand, we must guide, on the one hand, we must ask for this.

Perhaps banks are more motivated.

The core issue of SME loans is the lack of credit mechanism and evaluation capability for SMEs.

Liu Kegu, chairman of the CPPCC National Committee and the chairman of the China microfinance Association, said that the lack of "three watches" does not mean that there is no credit in SMEs. The key lies in the innovation and boldness in the way of evaluation.

Liu Kegu: the Rural Bank of Bangladesh created farmers' joint insurance; the people's Bank of Indonesia created it.

Small business small businesses

Now, Alibaba and relevant big banks have begun to do automatic scoring card to identify credit.

These methods can be solved.