Overseas Buyers Remind: Do Not Follow Suit, Keep Up With National Development Strategy

For the average person, because of the small scale and the simple structure, in fact, the relationship between the war of wealth and their relationship is not very large. For these people, it is recommended to buy secure fixed income bonds and secure financial products in crisis situations.

For those who have more than $5 million in cash and liquidity, their ability to distribute wealth globally is relatively weak, with their main assets in real estate and stocks. Ma Guangyuan suggests that "houses that are not part of the first tier cities and hot cities can be sold and take some dollars as far as they can".

For China's high net worth people, Ma Guangyuan believes that they should "resolutely sell shares in emerging markets, sell excess houses, and resolutely eat into US dollar and US dollar assets".

Yao Yu also recognizes Ma Guangyuan's main point. He thinks that the mainland people invest their money in the stock market or the property market. The risks are clustered together and are very bad for wealth management. Indeed, we must consider "going abroad to make reasonable asset allocation".

In the choice of cash currency or property, Yao Yu did not propose to change foreign currency holdings now. "The value of the renminbi is overvalued and the US dollar has the same problem", so holding assets is better than holding money.

For the choice of countries, he did not agree with the holding of American real estate, because "the major U.S. real estate investment opportunities have passed, the US property has completely out of the bottom of the subprime mortgage crisis and entered the upsurge channel in the past two years".

Yao Yu has been engaged in overseas property development for many years. He believes that there are two major erroneous zones for Chinese people to buy overseas property. One is to follow suit, such as going to Malaysia home in the past, and the other is cheap.

He thinks that following the trend of home buying is easy to arouse the resentment of the people in their country.

Take Australia as an example, although China's investment is growing fast, it only accounts for about 4% of assets, far lower than that of the United States and Britain.

Yao Yu believes that the allocation of assets should be considered comprehensively, closely following the national development strategy, such as "one belt and one road" and so on.

We also need to consider the good political and economic dependence between countries, and we should make more use of overseas financial leverage (for example, Australia can give foreigners about 70% mortgages), calculate the ratio of return on investment, and design a suitable investment portfolio according to their own financial situation.

In the face of the increasingly high voice of overseas buyers, Guangdong Zhongyuan Huang Tao believes that overseas buyers are "very deep in water", and the information asymmetry faced by buyers is more serious, coupled with the complicated calculation of foreign taxes and fees.

Holding taxes is not a wise move.

The biggest attraction for mainland buyers is that the cost of home ownership is almost the same.

According to the reporter, the Thailand property that conforms to the concept of "one belt and one road" is only 1/3 of the Guangzhou property price, and Malaysia is the same. And the price of the first tier cities in the European and American developed countries is about 40 thousand yuan /m2, similar to that of Guangzhou Zhujiang new town.

Huang Tao pointed out that Guangzhou's Tianhe, Yuexiu, Liwan and other central city rental return is around 3%, Nansha and other regional property prices also have some room for improvement, comprehensive property appreciation and rental return rate, he believes that the choice of the central region or appreciation potential of regional buyers, than "mountain to buy cattle" reliable.