Yang Wensheng: Pformation From Bank To Asset Management Is An Inevitable Choice.

Yang Wensheng, vice president of Construction Bank, said at the Eighth China banker Summit Forum today that commercial banks are facing unprecedented pressure and pformation to asset management is an inevitable choice. At the same time, improving the ability of asset management of clients is the key to successful pformation of assets management. The next trend of asset management is to realize universal benefit, globalization, paction and individuation.

Yang Wensheng pointed out at the meeting that asset management has many favorable conditions for banks. First of all, banks have a large number of assets clients and a large number of debt side customers, with the advantage of innate management intermediary.

In addition, many banks themselves have diversified asset allocation management capabilities.

Moreover, the concept and technology of the Internet have created favorable conditions for the development and cost control of asset management.

Yang Wensheng pointed out that upgrading the management of the assets of the clients is the key to the successful pformation of the bank to asset management.

The next development trend of asset management is the popularization, globalization, paction and individuation.

To meet these conditions, banks need to do the following: first, integrate various resources of existing assets management of banks, and build asset management platforms for clients.

The two is to choose the best third party cooperation.

The three is to define the objectives of asset management.

The four is to make technical preparations, including the subdivision of customer and customer needs, the establishment of valuation methods for various types of assets, the establishment of personalized modes in a wholesale way, the orderly arrangement of channels and the IT system.

And so on.