Introduction To The 9 Famous Internet Financial Management Platforms In The US

< p > good customer experience, big data analysis and low financial threshold are one of the advantages of < a href= "http://www.91se91.com" > Internet < /a > Finance. With the increasing popularity of Internet finance, many people become accustomed to buying financial products online, and the demand for wealth management on the line arises at the historic moment.

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< p > Internet financial management companies abroad. Among them, several famous companies are WealthFront, SigFig, Mint, Betterment, FutureAdvisor, LearnVest s, MotifInvesting, Personal Capital, and so on.

Most internet financial companies offer free or low commission financial services. Some have online communities to provide daily exchanges and discussions, and the details of product services vary.

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< p > < strong > WealthFront < /strong > /p >

< p > WealthFront is a typical company using computer algorithm and a href= "http://www.91se91.com/news/index_q.asp" > < /a > investment model to manage portfolio for users. Financial planners also provide high quality private wealth management plan online.

WealtFront will test user risk acceptance at registration, then recommend various ETF, announce ETF of all investments before user confirmation, monitor investment dynamics in real time, regularly reorganize and reduce risks.

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< p > the website supports personal, trust and other accounts and several kinds of pension account management. The minimum amount required for users to open accounts is 5000 dollars. The first 10000 dollars are free of charge, and more than 0.25% of the annual fee is charged.

The company, which was founded in December 2011, has managed more than seven hundred million US dollars as of March 14.

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< p > < strong > SigFig < /strong > /p >

A major feature of "P > SigFig" is automatic investment and reorganization of a href= "http://www.91se91.com/news/index_cj.asp" > account < /a >, automatically buying and selling ETF for users according to market conditions.

They focus on user investment behavior, help integrate and manage all their own investment accounts and pension accounts, and provide diagrams to help users assess risks and benefits.

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< p > compared with traditional brokerages, they charge very low fees. 10 US dollars a month can make investment plans for their customers, manage and invest according to their own age, income, deposit and risk acceptance, and automatically diagnose user portfolios every week. If we find that the existing investment income is not good, we will recommend better investment options in time.

Users can also choose whether they want SigFig to manage all or just part of their personal accounts.

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< p > < strong > Mint < /strong > /p >

< p > Mint provides account integration and cost tracking free of charge. They will categorize various consumption types according to users' personal bank and credit card accounts, so that users can clearly analyze their financial information at the same time, and integrate large data analysis of information, so that users can achieve personal financial planning goals.

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What is worth mentioning is that Mint also provides money saving advice. This website provides information for at least hundreds of banks and credit card issuers. When scanning the consumption results and finding that users pay high interest rate credit card interest every month, the website will apply for other credit cards, and will immediately link to the website of the card issuer to fill in the application form.

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< p > similar Geezeo main personal financial management (Personal FinancialManagement), the main online banking business, the different bank data access to the website, a key integration, provide free personal consumption, credit card information, investment project tracking to optimize personal financial management, also provide financial advisory services.

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< p > < strong > Betterment < /strong > /p >

< p > Betterment customizes financial planning according to different users' goals, integrates different accounts together, optimizes account diversity and user portfolios with advanced computer algorithms, and achieves maximum benefit.

There are three different ways of charging the website. The general account requires users to deposit at least $100 a month for 0.35% management fees, and intermediate accounts require at least $10000 for a fee of 0.25%. The senior account requires at least $100000, and a 0.15% management fee is charged for the first month.

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< p > < strong > FutureAdvisor < /strong > /p >

The main service of < p > FutureAdvisor is to provide personal investment consultation. They do not move the funds of users, requiring users to own pension accounts or investment accounts, and also make personal investment plans, such as stock bonds, appropriate tax avoidance and fixed date reorganization, like other financial companies.

FutureAdvisor has no minimum amount. Automatic consultation service is free, and 0.5% annual fee is charged for video consultation with financial planners.

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< p > < strong > LearnVest > s < /strong > /p >

Users of < p > LearnVest 's can choose three different accounts to improve their financial situation. Now, 7 steps of rapid investment management have been added to save, plan and increase the value of wealth.

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< p > their three kinds of account charges are 89 dollars in the first stall account, and then 19 dollars per month. Users will receive two calls from LearnVest 's financial planner to make financial planning and subsequent support for them.

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< p > second file is an open account of $299, after which 19 dollars per month, for 5 years, a more detailed financial planning, including loans, credit cards, insurance (Fang Xinbao), pension, real estate and so on.

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< p > Third, the opening account is $399. After that, 19 dollars per month. Besides the two two services, the financial planner will make a comprehensive investment portfolio, investing less than a href= "http://www.91se91.com/news/index_cj.asp" > stock < /a > bonds.

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< p > < strong > MotifInvesting < /strong > /p >

< p > MotifInvesting is an interesting website. Motif refers to a portfolio of up to 30 stocks and bonds selected based on the current hot and timeliness theme, such as his famous 3D print series.

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< p > users can directly purchase and hold a whole existing Motif, or adjust the proportion of each stock or bond, or build a new Motif. The Motif of each collection will only charge 9.95 dollars in paction fees. One of the pactions will receive 4.95 dollars, and the minimum investment is 250 dollars, and the other is free.

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< p > website features self-service investment design tools and sharing platform, enabling users to create and evaluate personalized investments intuitively and become their own financial planners.

It is similar to Google+'s sharing function, making use of social mechanism to enable users to choose the circle that they want to share.

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< p > < strong > PersonalCapital < /strong > /p >

< p > PersonalCapital uses algorithms and analysis tools to help users manage wealth to ensure long-term financial health.

Their basic services are completely free. Like FutureAdvisor, they use system analysis tools to provide automated consultation services.

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< p > charging service is customized for financial planning by professional financial advisors. Users must pay at least $100000 and pay 1% annual fee. Financial advisers will offer tax avoidance advice in addition to helping to establish personal portfolio.

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< p > these internet financial companies have some common characteristics besides the customization of traditional financial companies and users' right to know: < /p >

< p > first, it is possible to automatically connect all kinds of accounts of users with their website's own accounts by authorization, and automatically update their financial information, so that they can be easily viewed at any time.

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< p > Second, using some analysis tools or computer algorithms to provide users with more efficient and simple services, presenting more accurate information.

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< p > Third, investment and fees are pparent and fair.

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< p > Fourth, capital entry threshold is low, charges are cheap.

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< p > compared with high fees and high barriers to entry, it also needs to take the risk of even worse combination of traditional wealth management < a href= "http://www.91se91.com" > Company < /a >. The Internet financial company promotes universal financial services, automated financial services, strong innovation ability, and big data accurate information analysis ability to win the favor of ordinary users and even large customers.

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