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Huamao Garment Industrial Park Won 4 Million 700 Thousand Yuan Joint Guarantee Loan

2011/6/7 9:04:00 27

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Recently, Huamao International

Garment Industrial Park

The 3 garment enterprises in Pengzhou, such as Deyi long Tsai, are from the rural businessmen.

Bank

4 million 700 thousand yuan of corporate joint loan has been obtained. For such a small and medium-sized enterprise, in the past, I could not believe there was such a good thing.

It is reported that this is also the first time that corporate loans have been granted in Chengdu.

Only 3 enterprises are required to form corporate joint guarantee loans.

Joint guarantee

The group can apply to the bank without any collateral.

At the moment when banks tighten their money supply and restrict lending, joint venture of 3 SMEs, such as Dee long Tsai, etc.

loan

Why is the approval so successful?

Originally, six months ago, after entering the Huamao International Garment Industrial Park, the financial service platform of the park opened the door to bank credit for them.

The reporter learned from the investment and Financing Department of the park that the enterprise joint guarantee loan is the new financial variety introduced by the Pengzhou agricultural and commercial bank for the purpose of solving the production capital pressure of the park.

In this way, even small and medium-sized enterprises which do not have sufficient loan conditions can also seek financial support from banks.

"Enterprises only need to apply for loans and identify partners for joint insurance, and make relevant declarations and so on.

All enterprises that believe honesty in the park can enjoy this service. "

At present, the second batch of unsecured loan applications in the park are in preparation.

According to introducing, in order to help enterprises solve their financial difficulties, the park has jointly launched two characteristic financial services, namely "factory mortgage" and "Shang Hui Tong", together with Pengzhou Agricultural Bank.

At present, more than 50 enterprises in the park have purchased the factory by mortgage, and have secured 170 million yuan for loans.

Similar to credit card, "business Huitong" can be fully presented at any time, and is also favored by enterprises. 7 companies have handled the business, with the highest application amount of 340 thousand yuan, becoming the first choice for enterprises to solve temporary capital difficulties.