Financial Management Must Follow The Rule Of Financing.
I admit that this is not an easy task. It requires planning, reason and long-term persistence.
But anyway, if you insist on doing the right thing, time will show you.
Charm of financial management
Let you move closer to financial freedom.
I summarize the following 10 principles of financial management:
1, prudently handle credit cards, the cost and the amount to be done goods ratio three.
2, read the monthly credit card bill carefully to achieve consumption.
Reasonable control
。
3, do not be silly to pay the annual fee of credit card.
Nowadays, in order to attract customers, many credit card companies have cancelled the annual fee.
4, when you plan to travel abroad or plan to purchase large single goods, you can apply to the bank to increase the amount of temporary loan.
5. If beginners want to invest in stocks and funds, the cost averaging method can be adopted. This is a time tested and easy way to invest in months.
The cost averaging method can help you diversify investment risks in the case of price fluctuations.
6.
Learning finance
。
Many books, magazines and websites can improve your financial skills.
Don't give up the accumulation of knowledge.
7, try the "30 day commandment" to curb your shopping impulse.
When you want to buy something and it is not a necessity, you can record it on paper, write down the date, and tell yourself: I will buy it in a month.
It turns out that in most cases, you won't want to buy it again.
8, Internet cafes.
Many banks are exemption from handling fees because they pay bills or pfers online.
9. Before buying, ask whether restaurants, hotels and cinemas have discount activities.
10. Clear the rules and act immediately.
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