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    Money Management Is Not Bad For Marriage.

    2011/4/21 9:24:00 28

    Wealth ManagementFinancial PlanningAsset Appreciation

    "Have you read the news?

    Patty Hou in

    Bali

    Married! "

    Jim's sister Kate asked Han Meimei with a look of envy.

    "Yes, another beautiful woman gets married. You little beauty must think about it."

    Han Meimei said with concern.


    "I can't afford to get married. Now there are more than ten thousand wedding ceremonies, let alone wedding ceremonies in Sanya, Bali Island and Maldives."

    Kate sighs.

    "Don't be so pessimistic. With your current monthly salary of 8000 yuan, if you have reasonable financial management, it will be no problem to have a decent wedding."

    Han Meimei road.


    "When it comes to financial management, I really have to consult you well.

    Money manager

    Well, I don't have any financial planning except bank time deposits. "

    Kate said.


    "Now simple bank deposits can not only make assets appreciate, but will depreciate.

    Although the deposit interest rate has just increased by 0.25%, the CPI increased by 5.4% in March, which means that 10 thousand yuan will shrink 210 yuan a year, so it is wise to conduct a comprehensive portfolio management.


    Han Meimei continued: "in view of your strong ability to resist risks, you can divide existing funds into 70% parts and 30% two parts. 70% of them are used to buy high risk and high yield financial products such as stocks and equity funds. 30% of them buy bond funds, bank fixed income financial products, and other low risk and moderately profitable financial products.

    In this way, we can get higher average income on the basis of controlling investment risks.


    "Of course, monthly salary management is also an important part of financial management.

    Many young people now choose funds to invest in this way of financing. They can get a good profit every month if they invest hundreds of dollars in fixed investment.

    The best feature of Everbright Bank's dual core investment is very suitable for you. Its biggest feature is that at the beginning of the investment, banks will help investors make reasonable asset allocation, allocate assets to a stock base and a debt base, avoid investors putting eggs in the same basket, and each quarter will put forward the idea of adjusting the proportion of assets.

    According to your situation, you can choose an aggressive investment ratio based on the configuration portfolio given by Everbright, that is, the proportion of shares based investment accounts for 70%, and debt base accounts for 30%.

    Han Meimei added.


    "I really listened to your words and won ten years of reading.

    I will now do a complete job according to your train of thought.

    Financial planning

    I believe that my wedding will never worry about money. "

    Kate said excitedly.


     

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