Investment Fund, Time Is The Best Friend Of Financial Management.

First of all, what is the purpose of buying the fund?

Secondly, what does the fund buy? It is a dynamic portfolio of stocks, bonds, cash and so on. At the same time, it also purchases the asset management capability of a research team based on fund managers, namely professional investment management services.

It is not the "market" itself that buys funds (except index funds).

If you recognize this point, you will not bother yourself.

Third, we can learn from the experience of foreign investors in mature markets and establish the correct concept of fund investment.

Wall Street's wealth elite experience is: 1, long-term investment.

Do not use short-term volatility to predict future expected revenue trends.

According to a large number of statistical analysis of behavioral finance, the decisions made by the vast majority of investors tend to be opposite to their expected results, because people's emotions, psychology and surrounding environment are at work.

We must maintain a calm financial attitude.

2, master the trend.

Make a simple and fuzzy judgement on the long-term development trend of China's economy.

After all, from a longer period of time, the virtual economy will fully reflect all the information of the real economy.

If the direction is good, we should firmly invest confidence.

3, develop the habit of regular savings and investment.

Time is the best friend of financial management.

4, don't go too far to pursue high returns.

A normal and effective market, long term high yield investment varieties do not exist, nor can they last.

5, the sooner you invest, the better.

The power of compound interest will gradually become apparent over time.

6, choose responsible companies and individuals with good market reputation as your advisers or investment managers.

7, always have the right to ask for information.

Check fund bulletins and reports in time, or consult your financial advisor.

8, learn from the winners in the market.

Finally, there is another suggestion to resolve these problems: once a week, see the net value without paying attention to the change of the net value of the fund every day.