Third Party Payment Implementation Rules Promulgated
Troubled third party payment enterprises "
License plate
"The problem has finally taken a crucial step.
Recently, the central bank officially announced the implementation details of the management measures for non-financial institutions payment services (hereinafter referred to as the implementation details).
Payment institution
The most basic rules of payment business, qualifications of applicants, etc. are refined.
The introduction of the implementation rules has eliminated the last policy threshold for the third party payment enterprises to apply for payment of business licenses.
The first batch of permits is likely to be released within the year, according to the central bank authority.
Statistics show that the third party payment scale will exceed 1 trillion yuan in 2010.
However, the embarrassment of the third party payment enterprises is that they are "buying the tickets first" and have not obtained the "quasi birth certificate".
If you fail to get the license, you will face the risk of being withdrawn or acquired.
Therefore,
Licence application
War has become a key battle for the third party payment enterprises to win.
With the rapid development of e-commerce, China's third party payment business has entered a blowout period.
Insiders say the domestic payment market is still in the initial stage of development.
The third party payment is expanding from individual application to industrial application.
In addition to traditional online shopping, in terms of industry applications, insurance funds, air ticket prepaid, logistics, telecommunications, medicine, education and other industries, a large number of business users began to use the third party payment.
It is reported that the innovative financial services industry represented by the third party payment will be written into the "12th Five-Year" development plan compiled by the state ministries and commissions such as the people's Bank of China and the Ministry of industry, etc. in June this year, the central bank issued the "non-financial institutions payment services management measures", marking the central bank's efforts to standardize the management of the third party payment. The industry insiders said that the first batch of enterprises that had obtained the license should not exceed 5. The lead in the certification is likely to be the "country name" Chinapay (UnionPay online), while the other places will be generated from Alipay, Cai Fu Tong, Yi Bao, fast money, Zi Hexin and other large payment enterprises.
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