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Personal Financing Is Difficult? Netizens Suggest Using Pat To Loan!

2010/11/20 15:33:00 32

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Pat lending is a kind of private lending.

Pat lending is China's first individual lending to personal credit online.

platform

。

Don't borrow any mortgage or write a loan. The borrowers and the borrowers don't even have to meet. If you just click a few mouse, you will be able to borrow the venture capital you need from the Internet.

A few days ago, when writing a network joint guarantee loan, some netizens asked if they could borrow money in their own name in a similar way. There were, however, there were, but Xiao Bian did not want to recommend it, because Xiao Bian now knows a lawsuit case.

Now that the door is closed, open the window.

sure

A friend is asking for a loan. In fact, pat lending is a kind of private lending.

Pat is China's first personal online credit platform for personal credit.

Don't borrow any mortgage or write a loan. The borrowers and the borrowers don't even have to meet. If you just click a few mouse, you will be able to borrow the venture capital you need from the Internet! Listen, pat is like a dream!

Pat lending has various conveniences of private lending.

procedures

Simple, flexible way, with the incomparable competitive advantage of formal finance.

It can be said that to some extent, pat lending has adapted to the financing characteristics and financing needs of small and medium-sized enterprises and rural areas, and enhanced the self-regulation ability of economic operation, which is a useful supplement to formal finance.

Characteristics of Pat loan

1. generally speaking, pat loans are small unsecured loans. The borrowers are generally low income groups, and the existing banking system is not covered. Therefore, pat lending is a necessary and effective supplement to the banking system.

2., with the help of network and community-based forces, pat lending emphasizes everyone's participation, thus effectively reducing the cost and risk of examination, making microfinance possible.

3. pat lending platform itself generally does not participate in borrowing, more are doing some functions such as information matching, tool support and service.

4. because of relying on the Internet, the rap loan is different from the existing private lending, which is very pparent.

5. another big difference between pat lending and the existing private lending is that the borrower's interest rate is set by himself, and the website has set the statutory maximum interest rate limit, which effectively avoids the occurrence of usury.

6. because of the low income and entrepreneurial crowd, the pat lending has considerable public welfare nature, so it has great social benefits.

Pat lending has solved many problems in the organization of small loans. NGO has many problems such as high cost and hard to catch up.

However, Xiaobian should remind Chuang you that most of the pat loans are self-employed financing borrowers. There are many demands for them. But there is a certain risk. If they do business, they will surely earn money. If they earn the loan, they will return it naturally. Businessmen are also very good at speaking credibility. They are afraid that he will lose money. What will he give you? He has no money for himself.