Men'S Financial Management Should Be Differentiated From Different Age Groups.

Men at different ages Conduct financial transactions Different ways: 30 year old men, first buy insurance re funds to vote; 40 year old men's risk products investment needs to be cautious; 50 year old men's assets value. Investment Safety.

According to sunflower insurance network November 5th, men as family pillars bear various social responsibilities and family responsibilities. How should men at different age levels manage their finances and plan for their families and lives?

30 year old man, buy insurance first. fund Fixed investment

30 year old men generally have better physical condition and greater risk tolerance. In pursuit of fashion, they are the building force in social consumption. Their financial management will pay more attention to investment income, and invest mainly in moderate and aggressive type.

This kind of man should first purchase accident insurance, major illness insurance and medical insurance for himself, and then purchase medical insurance and accident insurance for his children. For investment, he can open online bank, pay 10% of his salary every month for 1 years. shares Investment, such as the low bearing capacity of wind risk, can consider long-term fixed investment trading index funds.

40 year old men should be cautious in investing in risky products.

At the age of 40, men are generally successful, with a stable economy and lifestyle, and children are the center of their families. Education is an important expenditure, and there is a certain demand for quality of life. Because of a certain economic foundation, the investment varieties can be diversified, and can be allocated to stocks, funds and other products, but the allocation ratio is not recommended to exceed 70% of the family's configurable assets. Secondly, as children grow up, check their children's education funds. If they are not ready, they can choose the annual paid or fixed period insurance products or fund based on the age of their children. Finally, they should prepare for retirement pension and health savings, and consider the pension plan according to the actual situation of the family. Men of this age are more suitable for paying insurance products with major diseases.

50 year old men's assets are valued and investment safety is emphasized.

A 50 year old man should be prudent in his investments because of his adult self-reliance and family maturity. He should pay attention to asset maintenance, choose pension insurance, funds, treasury bonds and other low risk varieties. He should also maintain a certain amount of cash to meet his children's education, medical treatment or family emergencies. He should adjust his financial structure and increase investment in fixed income products, with investment in a balanced investment style as the main form, with "expert financial management" as the main form, with configurable funds, special account management and private placement funds. Dividends, insurance, etc., should also start to prepare for their own and their spouse's health, to buy serious diseases to reduce their burden on their children.