Fixed Investment Fund + Universal Insurance &Nbsp; "Diamond Old Five" 25% Increase In Wealth Law.
The life of Lin Le is the envy of the friends around him. On weekends, he doesn't drive far away, or he can invite friends to tea in a villa in the suburbs. Lin Le also enjoyed this unrestrained single life very much. His friends joked, "this diamond is not easy to hold."
Because of being single all the time, many of the unavoidable social engagements on the job also made Lin Yue used to be high.
consumption
High quality of life, he spent a lot of money every month, in the past, there has been no clear plan for financial management.
"After the financial crisis, a lot of friends around me have had financial problems, and life has undergone major changes. I also have some sense of crisis and feel that things are impermanent. What I have now can be changed at any time."
The most important thing is Lin Le recently began to sprout the idea of building a home: "at the peak of the business, there is no big accident, healthy, and maintain a higher income. Living a high quality life is not a big problem. But if you want to continue the high quality of life and prepare for getting married and supporting your family, you must have financial planning."
In 2008, Lin Le began to set up a monthly investment fund in the bank on the basis of a friend who worked in a bank. "The monthly investment of 8000 yuan is set to vote. From the current situation, the effect is good, with a total investment of 152000 yuan, and the book now has an increase of about 25%."
Lin Le intends to take this item.
fund
Fixed investment is the capital preparation and supplement for future pension or children's education.
But the fund is bound to rise or fall with uncertainty, though it is stable relative to stocks.
Since 2008, Lin has also considered the issue of security. After many comparisons and understanding, he has sought professional advice and has been in sunshine life in the second half of 2008.
Insurance
Bought a "wealth double account" omnipotent insurance, the annual premium of 6000 yuan, an additional 50000 yuan to the financial account, a total investment of 560 thousand.
Because universal insurance is an insurance plan with both guarantee and financial management, Lin can not only provide security for him, but also bring benefits to him.
According to the plan, when Lin is 45 years old, the insurance account will have 643 thousand of the funds, 55 years old will have 970 thousand of the funds, at the age of 65, there will be 1 million 480 thousand, if the funds do not take out, when Lin Le 75 years old, the insurance account will have 2 million 220 thousand, and will continue to receive benefits.
"This insurance plan can not only provide medical and death protection, but also bring me a steady income, which can be used as a supplementary fund for children's education and pension."
Lin Le said.
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