Wenzhou Small Loans "Timely Rain" Came Just Right.

Since the beginning of this year, the financial operation of Wenzhou has been generally stable.

Against the backdrop of turbulence in the international financial market and slowing domestic economic growth, it is urgent to respond positively to the impact of internal and external factors on the local economy and finance. Wenzhou has set a good example for all large and medium-sized cities throughout the country.

In October 18th, following the establishment of Cangnan joint trust, Wenzhou Ruifeng microfinance Limited by Share Ltd, which is the first batch of small loan companies in Wenzhou, was officially opened.

Since May this year, the people's Bank of China and the CBRC jointly issued the guiding opinions on pilot projects for small loan companies, Zhejiang is the first province to pilot small loan companies.

In addition, the pilot program of small loan companies will definitely help to curb illegal financing and regulate private capital lending.

Xia Bin, director of the Financial Research Institute of the State Council Development Research Center, also pointed out that at present, there are more than 30 SMEs in Wenzhou. Under the tight monetary policy of the country, many enterprises are facing financial difficulties.

"Manufacturing enterprises only have their own strength, it is difficult to break out of a broader world. This time, AOKANG is trying again in the financial field, aiming at upgrading the industry, from the original product, brand operation to capital management, and build a chain of financial industry, which is also an inevitable choice for enterprises to become bigger and stronger.

In September 25th, China's rural financial services report released by the central bank pointed out that rural finance is a weak link in China's financial system.

First, there are still gaps in financial services in some areas.

Two, the positioning of rural financial institutions is still not very clear, and the problem of imperfect corporate governance structure is still prominent.

Three, although the rate of non-performing loans in rural financial institutions has declined in recent years, it is still relatively high.

Four, there are still some problems in agricultural insurance, credit collateral guarantee, rural credit system construction and financial ecological environment in rural areas.

In view of the above financial loopholes, the regulation and regulation of the state and financial institutions at all levels is obviously slow and there are many drawbacks.

It is reported that in November 3rd, the third China finance mayor's annual meeting, jointly organized by China financial network, China Financial Research Institute and the World Energy Finance Research Institute, will start talks on the current financial, economic situation and rural financial ecology, and finally find a suitable financial ecological road for China's urban development.