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Agricultural Development Bank Fully Deploys Cotton Credit Work In 2008

2008/8/30 16:19:00 23

Clothing And Textile Industry Cotton Credit

　　日前，在農(nóng)發(fā)行2008年度棉花、生產(chǎn)資料信貸工作會(huì)議上，農(nóng)發(fā)行總結(jié)了2007年度棉花、生資等信貸工作，全面部署2008年度棉花、生資等信貸工作。會(huì)議強(qiáng)調(diào)，2008棉花年度，農(nóng)發(fā)行將繼續(xù)堅(jiān)持“區(qū)別對(duì)待、擇優(yōu)支持”的原則，通過(guò)有效的信貸投放，切實(shí)把棉花收購(gòu)工作組織好，引導(dǎo)好，促進(jìn)棉花產(chǎn)業(yè)的健康發(fā)展。生資信貸將以支持化肥儲(chǔ)備業(yè)務(wù)為主，對(duì)承擔(dān)國(guó)家和省級(jí)化肥儲(chǔ)備任務(wù)企業(yè)的資金需求，要做到早計(jì)劃早安排。

The meeting pointed out that the Agricultural Development Bank's credit work in 2007 has achieved notable results.

As of the end of 6, the 2007 cotton year's total cotton purchase loan was 55 billion 700 million yuan, an increase of 10 billion 200 million yuan compared with the same period last year; supporting enterprises to buy 89 million 150 thousand cotton lint, an increase of 10 million 570 thousand tons, accounting for 58% of the total cotton output this year.

A total of 22 billion 600 million yuan of loans for agricultural means of production was issued in 2007/2008, including 19 billion yuan in chemical fertilizer reserve loans, an increase of 49% over the same period, supporting the purchase and storage of 10 million 590 thousand tons, an increase of 750 thousand tons compared with the same period last year, accounting for 50% of the total national reserves.

A total of 14 billion 800 million leading enterprises, including cotton and sugar, tobacco and tobacco industry, were granted loans, which increased by 53% yuan, an increase of 53% over the previous year, 4 billion 900 million yuan in the construction of the rural circulation system, 86 support for enterprises, and 8 billion 200 million yuan in accumulated loans such as sugar and meat, an increase of 206% over the same period last year. The rate of bad loans was only 1.7%.

In the year 2007, loans to customers such as cotton and raw materials accounted for more than a grade 35%, an increase of 24% over the same period, and loans accounted for 77%, an increase of 40% over the same period.

Wei Shiwu, vice president of the Agricultural Development Bank, pointed out at the meeting that in 2007, according to the actual situation of the enterprises, the agricultural development bank effectively solved the problem of cotton purchase because of the enterprises' actual conditions, innovating management measures, expanding multi-channel acquisitions, and by studying the domestic cotton supply and demand, the international market cotton price, the spinning enterprises' affordability and the cotton growers' cost, etc., integrated the national sliding tax policy and exchange rate level, formulated the cotton "double limit" policy, stabilized the cotton purchase price, and promoted the smooth operation of the cotton market.

In order to effectively control the cotton inventory, the 2007 year agricultural development bank vigorously implemented the third party supervision of cotton inventory on the basis of the pilot project, and standardized the third party supervision agreement, and made clear the warehouse receipt management mode.

Vice President Wei Shiwu stressed that the 2008 cotton year is facing complex internal and external environment. The agricultural development bank must recognize the situation and clarify its objectives, strengthen the foresight and initiative in doing credit work such as cotton and raw capital, fulfill the duty of supporting agriculture by the Agricultural Development Bank, and actively and steadily do the credit work of cotton flower and raw materials in 2008.

First, we must accurately grasp the cotton purchase and sale policy and organize the acquisition of cotton.

We must conscientiously carry out the policy of purchase and sale of cotton and macro regulation and control, and ensure that cotton purchase does not appear to be a big problem. It must be placed in the first place of business work, and can only be strengthened at any time and can not be relaxed.

The banks at all levels should organize the purchase of high-quality customers, strengthen the supply and supervision of acquisition funds, strictly regulate the acquisition of different places, strengthen the management of "three gold", continue to carry out the third party supervision and strengthen public opinion propaganda, and achieve effective credit delivery, effectively organize and guide cotton purchasing work, and promote the healthy development of the cotton industry.

Two is to improve the supply and demand convergence, and do a good job in cotton promotion and loan collection.

Since last year, the Agricultural Development Bank has established a supply and demand link platform to build a cotton closed operation mechanism, which has played a positive role in promoting cotton lending.

This year, we will further summarize and improve.

It is necessary to cultivate cotton customers with the concept of "big circulation" and to support cotton spinning enterprises, make full use of the platform of supply and demand, and continue to increase the intensity of cotton promotion and loan in the remaining two months.

Three, we should conscientiously implement the national macro-control policy for chemical fertilizer and play a greater role in promoting the stability of the capital market.

In 2008, the credit of student capital should be mainly supported by chemical fertilizer reserve business, and the limited loan scale should be used for reserve, and prudent issuance of operating circulating capital loans.

It is necessary to make early planning and early arrangement for the capital demand of enterprises undertaking national and provincial chemical fertilizer storage tasks.

The municipal and county level chemical fertilizer reserves can also be supported by a larger amount of chemical fertilizer, a clear government support policy, a sound business operation and risk prevention measures.

Four, we should clearly support the key points, and do well in the credit work of leading enterprises in industrialization and the circulation system in rural areas.

The five is to establish the concept of operating credit and strengthen customer relationship management.

In accordance with the nature of loan business and regional characteristics, differentiated credit policies are implemented.

Six is to strengthen basic management and effectively prevent loan risks.

We should constantly strengthen post loan management, ensure that material flows correspond to capital flows, establish and improve the management system of ledger monitoring and loan accounts, avoid funds being diverted to other users, implement various risk guarantee measures, conduct in-depth research on relevant industries and markets, and do a good job in risk early warning.

Seven is to strengthen professional culture construction, and strive to improve the quality of customer teams.