Why Do Millionaires Earn Their Living By Repairing Shoes?

On December 28, 2007, four streets of Liu Zhai Town, Xinmi, the cold wind was biting.

Yang Xuwen, a deputy to the Qixian County people's Congress, led reporters to find the shoe repair booth of iron and water.

Needle, shoe sole and shoe upper.

Iron and water are skilled in the work of living.

In the eyes of those old customers, iron is full of water, "good company and good technology", but they do not know that 19 years ago, iron and water earned about 1000000 yuan through hard work.

However, this huge amount of money that exists in the local credit union is loans to many financial units in the name of "iron and water" in the name of the credit union accounting, and is then repaid with iron deposits.

Later, bank accounting was found out, but millions of deposits of iron and water did not know who to turn to.

If the money does not come back, some financial institutions will also take the loan agreement signed by the accountants under the false accounting agreement to collect debts from iron and water.

[fortune] sell sheep skin to become a rich person.

Early in December 28, 2007.

Tie Shui, 58, started his day's work as usual.

In the four street of Liu Zhai Town, we all know that old shoemaker is full of water, skilled and diligent.

Not many people know that, more than 10 years ago, he was known as the leather king of Changge County, a millionaire.

In 1976, iron and water returned from the army to the hometown of Hou County, Changge county.

He found that the slaughtering industry in his hometown was very developed, and the leather and its products sold well. He began to buy goats' skins around the corner with a $200 settlement fee.

So the iron and water earned the first pot of gold.

Before and after 1980, iron and water gained ties with a company in Manchuria of the former Soviet Union.

A leather car checked there costs less than 30 thousand yuan and sells for 300 thousand yuan.

It didn't take long. Iron and water earned enough money to start the Changge leather garment factory.

In the afternoon of December 28, 2007, the reporter came to his leather factory. The workshop area was more than 500 square meters and the workshop was more than 10.

Garment factories of this size were quite good in those days.

After becoming rich, the iron water in the village first built two storeys.

Iron and water became the most famous rich in Hou he township.

In 1988, the annual bill of exchange for iron full water in the credit union of Changge county has exceeded 1 million yuan, reaching 1 million 133 thousand and 900 yuan.

Mysterious loss in millions of savings accounts

In December 28, 2007, when he mentioned the disappearance of his million dollar payment in the credit union of Changge County, although it was nearly 20 years ago, the iron and water was still fresh in memory.

He said that in November 25, 1988, he prepared to buy a batch of leather iron and water all the way to the County Credit Union to withdraw money.

When handling the withdrawals procedure, the accounting excellence at that time said that there was no money in the iron account, and all the money on the account was still in loan.

Hearing the words, all of the iron head suddenly fell down. He never borrowed a cent from the County Credit Union and other financial institutions. How could he repay the loan more than 1 million 130 thousand yuan?

At that time, the demand for loans was superb, and the so-called loan procedures had never been produced.

On the second day, all of the iron and fire caught fire and found the deputy governor of Changge County Agricultural Bank, Hou Jinling, who took charge of the credit union of the county, reflecting the loss of millions of deposits in his account.

After receiving the bulletin of iron and water, the Agricultural Bank of the county convened an emergency meeting which was attended by the bank leaders, the iron and water and the Credit Union Association for second days.

At the meeting, the bank leaders demanded that all the procedures for loans under the name of "iron and water" should be produced, and the whereabouts and purposes of the loans.

We did not say a word until the end of the emergency meeting.

When Hou Jinling looked at the account of iron and water in the credit union of the county, it was discovered that the bank accountant had made two books to the iron and water bank, and the more than 1 million 130 thousand yuan bills of deposit were deducted in the name of loan pfer.

Iron and water demand relevant procedures, superb still can not get out.

The victim turned into a suspect.

Just as iron is full of water and millions of savings are missing, a more unexpected thing happened.

Comrades in Changge County procuratorate suddenly found iron water, and asked him to understand the loan problem in his account and asked for loan formalities.

With all the water in the iron, he did not know who was going to borrow money from many financial units in his own account.

The prosecutor of the procuratorate said that all the water had taken away the loan formalities and destroyed it.

In December 2, 1988, Zhao Yongnian, Li Liuyi and Li Xiujin of the Changge County procuratorate were sent to the County Detention Center for the purpose of giving full notice to the County Bank of agriculture.

On the 3 day of the month, Zhao Changshui, the director of the county procuratorate and the director of the County Credit Union, put forward iron and water, and came to the iron house to copy all the official seals and personal seals of the leather clothing factory of Changge county.

3 days later, the procuratorate, together with the bank leaders, made a trial of iron and water, and showed the loan procedures, asking for an iron replacement loan and the whereabouts of the loan.

The whole water immediately denied it, reiterating that someone used his name to borrow cash and pfer the loan to himself.

Tie Quan told reporters that the loan procedures were all copied from the official seal of his factory and the forged fake procedures after his own seal.

The prosecutor of the procuratorate did not have the evidence of iron full water loan and had to release it after 28 days in custody.

What has been copied from the iron family has gone 19 years ago.

[truth] Credit Union accounts for millions of deposits.

Millions of deposits were lost in the bank. Instead, they became suspects and were held in detention houses for up to 28 days.

As soon as the detention house was put up, iron and water began to take a long road to appeal to the relevant units.

After receiving complaints from the Xuchang people's Bank of China, the Changge branch of the people's Bank of China () soon found out that the Changge Credit Union's accountants had been using the duty to fake loans, and defrauded the major credit violation cases of the Credit Union's opening account.

As an excellent accountant of Changge Credit Union, between February 1988 and December, with its own special status, in the name of "Quan Quan Shui", several loans totaled nearly 900 thousand yuan in financial institutions such as Changge County Nanxi Credit Union, Changge County Credit Union and other financial institutions, and all loans were pferred to iron and water in Changge County Credit Union's account.

Zhang Gengwu, former director of Nanxi credit union of Changge County, and Gao Ping, Li Qiuxia respectively proved that in the two months of February 1988 and December, two yuan of loans were 50 thousand yuan and 100 thousand yuan in the name of iron and water under the credit facilities of the credit union.

They said that because of the superior accounting of the credit union of the county and their superiors, they had given special care in handling the formalities. In fact, who was iron and water, they did not know it at all.

The investigators found that all the deposits under their accounts were almost outstanding loans, and about 1000000 of the deposits were empty.

When reporters compared the procedures for issuing loans in the name of iron and water, from February 1988 to December, it was found that the iron and water seal left behind by high quality had a marked difference from the private seal used in iron and water.

That is to say, all the iron and water seals used in the fraudulent use of iron and water loans are all forged.

In December 17, 2007, when reporters investigated the matter in Changge, Li Xiujin, the former prosecutor of the Changge County Procuratorate, who was investigating the case, recalled that the case was investigated by him and Li Liuyi, the former chief of economic department. The accounting credit of Changge County Credit Union has been punished by a criminal penalty because of its impersonated loan and fraudulent use of funds from the credit union, and all the funds involved have been recovered and turned over to the state treasury.

However, they did not get clear instructions about the 870 thousand yuan of funds involved or whether they should return their victims.

The official seal and private seal, which were checked by the iron and water family, were estimated to have been destroyed because the procuratorate moved several times.

Insiders told reporters that the official seal and private seal of iron are still sealed up in the procuratorate, but they have concerns because the case did not fully investigate in the year. They only dealt with some illegal employees in the bank, and did not catch the "big fish" who had escaped from the net. So they dare not give them to the parties concerned and worry about turning the case over.

Take refuge for more than ten years to repair shoes and make a living.

Iron is full of water for its grievance and nowhere to complain, and the trouble comes again.

In March 1992, Changge County Nanxi Credit Union sent another petition to the court to request the court to repay the principal and interest of the loan by a total of 243 thousand yuan.

In the name of iron and water, Gao borrowed 150 thousand yuan from the credit union.

The iron full water received a summons from the court, and when he hired a lawyer to prepare for the prosecution, the Nanxi Credit Union took the initiative to withdraw it.

After understanding, they checked the loan procedures have found that the loan of 150 thousand yuan, although it is superb in the name of iron and water in the name of the loan, but I do not know the iron, 150 thousand yuan loan also did not go to the iron himself, is highly diverted him to use, has nothing to do with iron.

However, the trouble has not ended, but it has been pouring in.

The wife of iron whole water learned that millions of deposits were lost in the bank account. He thought it was the iron and the bank swallowed the huge sum of money. No matter how to explain it, it was unbelief that the contradiction between husband and wife was steep. Soon the two people agreed to divorce.

The leather clothing factory that was flourishing for a while stopped and abandoned.

The threatening phone calls and rumors about his complaints went on to the ears of iron.

Some people say that as long as the iron does not stop, money is lost and life is hard to guarantee.

In May 1992, unbearable pain in his career and the pain of family failure, he left his hometown and went to Mi County (now Xinmi).

Xue Yinsheng, who lived in Song Zhai village, Liu Zhai Town, Mi County, was informed of the unfortunate experience of iron and took away the homeless iron water.

Because the experience of iron is very rough, the spirit has been seriously stimulated. For a long time, the spirit of iron and water is always awake for a while.

While encouraging the iron and water to pick up and start all over again, Xue Yinsheng also helped him buy a machine for repairing shoes, so that iron and water could earn their own living and arouse his confidence and courage to continue his life.

In this way, the iron all water to repair shoes machine as partners, in a foreign country began to repair shoes hard life.

People's Congress helps them to seek justice.

The flash of time is more than 10 years.

Around 2004, by chance, Liu Zhuang, Secretary of the Party branch of Qixian County village, Pei Dian Township, and Yang Xuwen, the deputy to the National People's Congress of Qixian County, recognized iron and water. He was deeply sympathetic to the misfortunes of iron and was determined to help iron and water recover justice.

On the morning of December 27, 2007, Yang Xuwen told reporters that when he knew iron, iron had serious depression. Later, he was taken to several hospitals for treatment. After careful treatment, the body of iron was restored to normal.

Iron all water told reporters, can not get back millions of deposits, in the heart is like a big stone, do nothing.

In those days, under his leadership, a number of leather products factories were springing up in his hometown. Now there are many millions of annual output value. If he had not experienced this, he would have become a multimillionaire.

In the future, if we can successfully solve the problem of millions of deposits, he would also like to reinvigorate the spirit and make more folks richer.

When he said this, tears in the eyes of iron and water.

At noon on December 27, 2007, the reporter learned that iron and water had written the complaint and was ready to submit it to the Xuchang municipal political and law department.

In response to this, Li Qun, a lawyer of Henan celebrity law firm, believes that bank staff use their duties to facilitate loans by impersonating names and defrauding bank depositors' accounts. This shows that banks have serious regulatory loopholes, and there is a lax responsibility for supervision.

He suggested that Mr. iron go directly to the court to prosecute the responsible bank and pursue the principal and interest of the deposit.