NO.1 After College Students Start Their Career

A few days ago, Liu Yang, a graduate of Chongqing University, applied for 20 thousand yuan small loan to the Yongchuan Employment Bureau. It was used to run veterinary medicine, and became the first unemployed university student to eat crabs in the city, thus becoming the focus of media attention.

How did Liu Yang apply for a loan under the circumstances?

Why do small loans that help college students start their own businesses have been delayed since January this year?

On the 20 day, a reporter came to Yongchuan to see Liu Yang. From one side, he realized the difficulty of College Students' self employment. He also exposed Liu Yang's embarrassment and helplessness through his personal example.

More than half of China's entrepreneurial activities belong to the two shops of survival type. They run back and forth 20 days in the afternoon. The sun is shining. At the gate of the animal husbandry store in Yongchuan, a young man wears a helmet and goes on motorbike Benz.

He is Liu Yang, a 2000 grader of animal husbandry and veterinary medicine in Southwest Agricultural University.

Now there are two stores, one is the animal husbandry shop of animal husbandry, the other is the Mu Chuan poultry medicine wholesale center not far away.

He has just received a call from a client and is now rushing to the poultry drug wholesale center.

When he came back, he apologized to the reporter and laughed. "I'm sorry to have to run back and forth in such two shops every day."

Liu Yang told reporters that in the morning, he was generally in the wholesale farm of Mu Chuan poultry medicine, where the animal husbandry shop of the animal husbandry was looked at by his aunt.

Because there was not much business in the wholesale center in the afternoon, they closed down and looked after the animal husbandry shop with the auntie.

"The main reason is that the funds are not enough, otherwise I can buy a Changan, and then I will ask two people to take care of the storefront. I can go out to run business and contact business instead of running around every two stores every day."

The entire interview was interrupted by telephone. "Sorry, you have to wait."

Liu Yang went back and forth between the two shops.

In the interview, the reporter learned that the animal husbandry shop of the animal husbandry shop was a partnership with Liu Yang's uncle and a few friends. As early as 6 years ago, the poultry pharmacy in Yongchuan was almost blank. The uncle who worked as a professor at a Kasetsart University saw the bird disease as a breakthrough. He ran the animal husbandry store. The more than 10 square meters of the store's customers and influence in the 6 years of operation have laid the foundation for Liu Yang's pioneering work. "If only twenty thousand yuan loan, would you start the same business with veterinary medicine?"

"I'm sure not."

Liu Yang understood the foundation that others laid for him, which made him less risk in the early stage of entrepreneurship.

"The most important thing is that I didn't start from scratch. If I had only twenty thousand yuan, I might not have done anything."

"Twenty thousand yuan is enough to buy 20 boxes of medicine, let alone open a company."

The aunt at the side said.

"If there are more loans, will there be pressure to repay the loan?"

"It should not be too much pressure. After all, the competition in this industry is not very intense. It can also slow down the purchase cost of some medicines."

Liu Yang started out on a better platform built by others, but even with such a basis, Liu Yang still told reporters that money is now in urgent need.

Because of the shortage of funds, they dare not invite people again, and they have no time to go out to develop their business.

In his old mind, if he could borrow 50 thousand yuan, he could buy a used Changan car and prepare a pig farm. But after a month's complicated procedures, he only borrowed 20 thousand yuan.

In the end, the Changan car and pig farm went to waste. In order to expand the scale, he used the money he borrowed to open up the wholesale farm of Mu Chuan poultry medicine with an old farmer.

2 million yuan is hard won, and the 20 thousand yuan loan is also a lot of trouble.

At the end of February this year, Liu Yang accidentally learned that college students could start lending when they started business, and then consulted the relevant departments.

But at that time, many departments only knew the small loans of laid-off workers, and did not know what the college students' self employment loans were all about. This policy was formally implemented in January.

Liu Yang's consultation aroused the attention of the relevant departments, and immediately held a meeting to discuss the implementation procedures.

Since the relevant departments have never met with university students applying for business starting loans, the whole procedure is still in the exploratory stage.

When the loan process was halfway through, Liu Yang was suddenly told that he might not meet the requirements and that the loan required civil servants' guarantee.

"If so, there are too many people who are excluded."

Liu Yang was somewhat disappointed.

When Liu Yang had no hope at all, everything was solved.

Now, the Yongchuan Employment Bureau has opened a business training class for people who started business loans. Many of the companies who came to receive training were the owners of some companies and had some entrepreneurial experience. Liu Yang was one of the youngest members.

"Schools need such training too much."

Liu Yang said that college students who just walked out of the school are generally confused, let alone start their own business, even if they put 500 thousand yuan in front of them, maybe many college students simply don't know what this money should do.

"The competition will not forgive you for your mistakes."

According to Liu Yang, there are about 30 veterinary drug stores in Yongchuan county and a little more.

In particular, a partner who worked with his uncle in animal husbandry and veterinary medicine store opened a veterinary drug store next door, which caused great pressure on Liu Yang.

Although the animal husbandry store is an old brand, but Liu Yang is a new boss, so the competition faced by the pharmacy business is relatively fierce.

Liu Yang said that the most important thing is to ensure technical superiority. He is a professional and has certain advantages in the field of poultry medicine.

At the same time, Liu Yang's Mu Chuan poultry medicine wholesale center chose to open up its customer base with an experienced old farmer.

In the past year, the net income was about 60 thousand, and now the balance of payments is basically flat.

Sometimes, due to the temporary backlog of drugs, there will also be a turnover of 4000 to 5000 yuan.