The Best Way To Start A Business Without Money

How can we start a business without money?

You can borrow from your friends or relatives. You can borrow it from a bank or a boss.

What do you do if you have no skills, no talent and no experience?

You can borrow from other scientific research institutions or colleges and universities. You can borrow others' brains and wisdom to make use of them. You can engage in alliances and cooperation with them.

When you start your own business, you don't know how to do it without fame.

It doesn't matter if you don't worry about it. You can borrow the name of a brand and take advantage of celebrities to enhance your reputation.

You can also borrow labor, borrow land, borrow equipment, borrow fame and so on for our own use.

In short, borrowing words is a vast and promising way.

1, business without capital, how to borrow money?

When it comes to borrowing money, some people are afraid.

What are you afraid of?

Afraid of paying interest, we can't afford to lose.

Some people say: "I borrow money from others, I can't eat and sleep. I feel sad in my heart all day."

If a person wants to start a business and develop, he must borrow money.

There is a saying in the market: it will spend money, spend other people's money, spend money, spend money.

Ma Shengli, a well-known industrialist, once said, "if I can borrow money and earn money, I will borrow money from my father."

Some friends said, "I also know that starting a business has no capital to borrow, but I can not borrow it, I don't know who to borrow it or how to borrow it.

How to borrow money?

There is a saying (1).

Everything is in a way.

As the saying goes, "there are three ways to speak, to speak skillfully," and "to say someone laughs, to say someone else jumps" is not enough to speak well.

For example, you say to your neighbor, "I have a potted flower in my house. Please trim it for me."

The other party will let you roll to the side, "hum, I want to sell you strength, no way!"

But if you put it another way: "I find your house trimmed beautifully, and you have a very high attainments in this regard.

Well, there is a potted flower in my house. Can you teach me how to cut it? "

The other party will happily cut flowers for you.

Do you know the story of "monk buying comb"?

Everyone will feel funny when they hear the story, because the monk has no hair. What does he want to comb?

I want to tell you a truth, everything is in a kind of saying, as long as the argument is in place, everything is easy to handle.

The story is that there are 3 people who sell combs. They sell combs to monks. The result is different, and the comb is different.

The first person who sells combs, found the monk, said, "master, buy a comb!"

When the monk heard him, he said, "what do I need to comb with my hair?"

He said, "although you have no hair, you can use it to scratch your scalp, scratchy, comfortable and dredge meridians, and often carding is also a kind of exercise, with a clear mind and good memory."

When the monk listened, he thought, "buy a comb that has so many advantages. If it is not expensive, buy one."

Second people who sell comb, find the monk, say, "master, buy comb!"

The monk said, "I don't have hair to comb."

He said, "combs can not only exercise and clear your mind, but also when you worship the Buddha, comb your hair to show your respect for the Buddha. If you let your disciples scratch their scalp on the day they worship Buddha, they will show their devotion to Buddha and show their great friendship to Buddha."

Monks think, right!

So he bought one for each of his 10 disciples.

Third people who sell comb, find the monk, say, "master, buy a comb!"

The monk said, "I don't have hair to comb."

He said, "though you have no hair, there are many followers who burn incense and worship Buddha in your temple. If you buy them a comb and give them a clear mind, they can see all the gains and losses of the world, the enmity and resentment, and close to the realm of the Buddha. This shows the heart of your great mercy and the wish of all living beings. It is really immeasurable.

Therefore, the incense burning in your temple will become more and more prosperous.

Monks listen, there is reason!

Immediately said, "I'll buy 1000."

This story shows that nothing can be done in the world, but only unexpected.

Small means, small gains, big ways, big gains!

The 2 is credit.

As the saying goes, borrowing and borrowing is not difficult.

If you borrow it or not, borrow it and borrow it. If you borrow it, you will lose it. If anyone can borrow money from you, who will lend it to you and who will lend it to you will be unlucky.

If a person has bad reputation, he will have to pay a lot of money.

For example, if something is credible, it is a very simple matter. There is no need to order this agreement or agreement.

If you don't trust you, you will be very complicated. You have to guard against this, and get a lot of rules and regulations.

It is beneficial to both parties (3).

Of course, friends and relatives do not necessarily want your "profit", but we have to have a kind of gratitude, to understand the knowledge of the report, can not cross the bridge.

When you are in trouble, when others help you, you must be grateful to others and give others a certain reward.

Successful people are generally grateful people.

This is the way to do business.

If you want to make money, others want to earn money, but you can get rid of everyone else's profits. No one wants to cooperate with you.

Friends are also like this. For the first time, you can eat a deficit; you can do it for the first time; second times, and third times, no one will talk to you anymore.

The banks are commercial banks. They are all making money for business, but banks are just making money and making money.

As long as there is a sense of security and a sense of security, is there a saying that he can not lend you?

He doesn't borrow. What does he depend on for dinner?

The more you borrow, the more he will earn, the happier he will be.

You have credibility, he can earn money, and he will ask you to lend him money.

Let's take a look at how to borrow money from experts.

In the history of Chinese shipping, there are 2 "ship kings" who rely on "borrowing money to buy ships".

One is Bao Yugang, the king of Hongkong.

When he started his business, he borrowed money from his friends.

He borrowed money to buy a broken ship first, then used this ship to go to the bank mortgage loan, loan money, and buy second boats.

Then, second ships were used as collateral to buy third boats.

He took the "mortgage" approach and rolled it up.

Once he was empty handed, so that the famous HSBC bought him a brand-new ship.

How does he operate?

Let's hear his story.

He ran to the bank and found the director of the credit department. He said, "director, I ordered a new ship in Japan, the price is 1 million. At the same time, I signed a charter agreement with a freight company in Japan. The annual rent is 750 thousand. I would like to ask your bank to support it. Can you give me a loan?"

"You have a good idea, but you need a guarantee," the director of credit department said.

He said, "yes, I guarantee it by letter of credit."

What is a letter of credit?

It is the credit certificate issued by the shipping company from his bank.

Soon, Bao Yugang came to Japan to get a letter of credit, and the bank agreed to lend him money.

You see, the boat was not made, and the money was given to him.

You ask: why do banks lend him money?

Let's analyze it: if the bank gives him 1 million of the ship, it will cost 750 thousand of the rent every year. If it doesn't take 2 years, he will be able to repay 1 million of the loan.

It doesn't matter, because the bank has a "letter of credit" guarantee for the freight company. The company is very trustworthy. If he doesn't pay the money, the bank can find the freight company. It's safe.

So the bank would dare to lend it to him.

This is what he says. Here is his credit.

If you borrow it and return it, people will dare to deal with you in the future.

In addition, Bao Yu has earned a sum of money, not like some small wealth holders, who saved up so slowly, but continued to expand his scale.

Economies of scale can make efficiency bigger and stronger.

He is using this "rolling" "mortgage" business law, in the ocean, bigger and bigger, becoming the world's shipping head.